Financial Services with Expeditions With Jo

At Expeditions With Jo, we keep things simple. If you’re in Trinidad and Tobago and need help with important financial steps, we’ll guide you through it so you don’t have to figure it all out on your own.

What We Offer:
Loans & Credit Card Applications
Business Registration & Account Opening

Loans & Credit Card Applications (Free)

Applying for a loan or credit card can be tricky if you’re not sure what’s needed. We’ll walk you through it by:

• Checking that you have the right documents
  
  

• Making sure your application is properly prepared
  
  

• Helping you feel ready before you submit anything
  
  

Whether it’s a car loan, mortgage, or credit card, we’re here to make the process smoother.

⚠️ Note: All loan, credit card, and account applications are officially processed through First Citizens Bank.

Business Registration & Account Opening (Paid Service)

Starting a business is exciting, but the paperwork can feel like a maze. We’ll help you:

• Register your business name with the right offices
  
  

• Pull together the documents you need
  
  

• Get everything ready to open your business bank account
  
  

It’s about making sure the setup is done right, without the stress, so you can focus on actually running your business.


Starter Package – TT$700

✔ Business name search & reservation
✔ Registration as Sole Trader or Partnership
✔ Checklist and documents for opening a business bank account
💰 50% upfront (TT$350), balance on completion

Professional Package – TT$1,500

✔ All Starter services
✔ Limited Liability Company registration (Articles of Incorporation, BIR registration, NIS employer number)
✔ Preparation of bank account opening documents
✔ In-person or virtual assistance at the bank
✔ Branded invoice & receipt template for your new business
💰 50% upfront (TT$750), balance on completion

Premium Package – TT$3,000

✔ All Professional services
✔ VAT registration (if required)
✔ One-on-one advisory session (banking, taxes & compliance tips)
✔ Professional letterhead & business email setup
✔ Referrals to accountants & marketing experts to grow your business
💰 50% upfront (TT$1,500), balance on completion

Add-On Services 

• BIR File Number registration ($100)
  
  

• NIS staff registration (1 -10 $200, 11-100 $300, 101+ $300)
  
  

• Simple logo design & social media page setup ($300 for All Meta apps, $100 per any additional app)
  
  

• Business plan template ($200)
  
  

• Starter bookkeeping package ($200)
  
  

• Website (Starts at $100 USD)